<style>{  }
body
A:link {font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; text-decoration: none; color : #D80F35; cursor:url("includes/point.ani");} 
A:visited {font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; text-decoration: none; color : #D80F35; cursor:url("includes/point.ani");} 
A:active {font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; text-decoration: none; color : #800000;} cursor:url("includes/point.ani");}
A:hover {font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; text-decoration: underline; color: #137229; cursor:url("includes/help.ani");}

BODY {
scrollbar-face-color: 000000;
scrollbar-highlight-color: FFFFFF;
scrollbar-darkshadow-color: 242424;
scrollbar-shadow-color: FFFFFF;
scrollbar-arrow-color: FFFFFF;
scrollbar-track-color: 000000;
cursor:url("includes/point.ani");
}
</style>